Monthly Budget Template
A calm, auto-calculating monthly budget for Google Sheets. Plan income, bills, expenses & savings in minutes — and finally see exactly where your money goes.
Take a look inside
The actual spreadsheet you’ll get — here’s how it works.
Your whole month on one page
Type your income and expenses into the blank cells — totals, leftover and your savings rate calculate themselves. The expense table even compares what you budgeted against what you actually spent.
Track it all in one place
Log savings contributions, follow your debt payoff, set savings goals with a live % complete, and tick off bills as you pay them. Every section adds itself up automatically.
What’s inside
Everything you need to run your month — nothing you don’t.
Auto-calculating
Type your numbers; totals, balances and savings update themselves.
Budget vs. actual
See what you planned next to what you really spent, by category.
Debt payoff tracker
Track balances, minimums and extra payments until you’re free.
Savings goals
Set a target and watch your percentage climb every month.
Bill checklist
Tick off bills as you pay so nothing slips through the cracks.
Free updates
Every future improvement to the template is yours, free.
How it works
Get it free
Click the button — checkout takes one click on Gumroad.
Make a copy
Open the link and choose “Make a copy” to your Google Drive.
Fill it in
Enter your income and expenses — the sheet does the math.
What budgeters are saying
★★★★★ from people who finally stuck with a budget
“Finally a budget I didn’t abandon by week two. It’s just… calm. I open it every Sunday now.”
“Three months in and I’ve saved $740 I’d normally have no clue about. That ‘leftover’ number at the top keeps me honest.”
“I am NOT a spreadsheet person, but it was set up in five minutes and everything calculates itself. Zero stress.”
“Works perfectly on my phone in Google Sheets — I update it on the train home. Tiny thing, huge difference.”
“It’s genuinely pretty?! I look forward to my Sunday money date now instead of dreading it.”
“Was sure ‘free’ meant useless. It replaced the $80/year app I was paying for. Wild.”
“My partner and I finally use the same budget. The shared dashboard ended so many money arguments.”
“Savings and debt trackers side by side keep me going — down $2,100 since I started. Can’t recommend enough.”
FAQ
Is it really free?
Yes — the Monthly Budget Template is completely free. Click “Get it free,” and it’s yours instantly through Gumroad. No credit card needed.
How do I get it after checkout?
You’ll get an instant link to the Google Sheet. Open it and choose “File → Make a copy” to save your own editable version to Google Drive.
What do I need to use it?
A free Google account. It runs in Google Sheets in your browser or the app — no Excel or install required.
Can I use it on my phone?
Yes. It works in the Google Sheets mobile app, so you can update your budget anywhere.
Do I get future updates?
Yes — any improvements to the template are yours for free, forever.
More money templates
You might also like these.
